How Free Online Tools Can Help Your Businesses Save Money

How Free Online Tools Can Help Your Businesses Save Money

With the advent of the internet, businesses have been provided with an endless array of money saving opportunities to take advantage of. Whilst industry leading software is available if you have the budget for the likes of Hubspot, it may surprise many small businesses there are tools online which are free to use and can help them to get the job done just as well. Indeed, using many of the following pieces of software will save your business a great deal of money. Some of them are apps for your…

5 Ways to Save Money When Driving in the Winter

5 Ways to Save Money When Driving in the Winter

Well, summer is officially over and we’re deep into autumn. You can tell by the onset of wind, rain, and occasional bursts of snow we’re in for a rough patch. This means it’s time to adapt your driving style, but you’ll also be eager to save money as the winter roles in, as well as adding an extra edge of security in potentially hazardous conditions. The following tips are an ideal way to ensure you stay safe and secure, whilst saving money, over the following 5 or so months. Jot…

3 Mistakes That Could Prove Costly for Drivers

3 Mistakes That Could Prove Costly for Drivers

Now, as I’m in the finance world, I’m obviously conscious of what’s costing me money and, as a result of this, and the fact I’m based in one of the busiest cities in the world, I don’t drive. Before I got settled in my career, when I was living at home, I saw so many things that people, my parents included, were doing that were just costing so much money which was totally unnecessary. I saw an accident on my way to work the other day, nothing serious (I don’t…

There’s More to Buying or Selling a Business than Just Money

There’s More to Buying or Selling a Business than Just Money

It takes a lot to build up a business from scratch and turn it into something profitable and something you can be really proud of. As the founder, your business is like your baby and you go through a lot with it in its various stages of development, from the lowest of low points to the sheer joy that comes with profits and perhaps also from being able to employ some people and make a positive contribution in that way. For many reasons however, the time to sell may come…

Renting or Buying – Which is Better?

Renting or Buying – Which is Better?

For those who are fortunate enough to be able to say they can afford to either rent a place to live or buy the property they want to live in, the question of whether to rent or buy cannot help but come up. Affordability is probably the main reason why people would perhaps have to choose to rent over buying because it really just works out cheaper to rent a place to stay than to commit to the upkeep of a property you’re paying off. So if you can’t afford…

Mentors, Coaches, Expert Authorities and New Money

Mentors, Coaches, Expert Authorities and New Money

If you take a look at how people are becoming wealthy these days you’ll notice that it’s no longer through the creation or invention of a new product or even a new, revolutionary way of solving a problem. These days, wealth is created through taking ownership of the process of money exchanging hands, whether directly or indirectly. An institutionalised example of this is when a bank charges you service fees for the services they offer you and many other clients as well as the charges on the transactions themselves. That’s…

Have Millennials Been Given a Raw Deal?

Have Millennials Been Given a Raw Deal?

A financial records-based analysis of the general financial state of different generations reveals some rather startling if not concerning results. In a nutshell, millennials appear to be worse off than what their parents and grandparents were at the same stage in life, financially and by way of the progress they’ve made in their lives. Still in the nest More millenials are still living at home with their parents than what the numbers indicated of their parents’ generation. The numbers point to a number of different factors contributing to this, some…

Exploring the Payments Solutions Surge

Exploring the Payments Solutions Surge

Not too long ago, if you wanted an alternative to a cash payment for goods and services purchased, the only other real option was perhaps a credit or debit card. Because of the ease with which they could be forged, cheques died out almost as quickly as they came into prominence. Lately though there seems to be a serious spike in the many different payment solutions we have at our disposal, which I guess is only a good thing since it allows some people who were previously excluded from economic…

Early Retirement – Myth or Attainable Goal?

Early Retirement – Myth or Attainable Goal?

It’s a plague which is sweeping over the current generation like a contagious airborne disease, that being the dream of retiring early. Millennials seem to be harbouring a general desire to change things up completely, with this desire for change permeating virtually every aspect of life, including the way in which they view matters surrounding their careers. The typical millennial simply can’t imagine themselves cooped-up in an cubicle in an office somewhere, especially not for the standard period of a professional working career which typically spans over 45 years or…

Why Insurance Companies Make So Much Money

Why Insurance Companies Make So Much Money

Although there’s an accelerated shift away from media such as television to more of a content-on-demand trend which is increasingly playing out online, airing an ad on television still ensures your message is seen and heard by the masses in their millions. Buying TV ad space is also still extremely expensive, with prime-time rates from a mere 15 years ago costing as much as £56 per second. With the average TV ad airing for around 30 seconds, that would have amounted to around £1,680 per ad, but it doesn’t end…